A first time home buyer summed up "what I think your want", by saying, "I would pay to have access to a complete, accurate Multiple Listing Service data base".

You don't have to pay.  I am available by appointment and anxious to  meet you.

Together, we will sit at my desk (or with a laptop at your apartment, your office or maybe Wendy's or McDonalds) and go over the complete data base.  We will search by price range, by area, or size of house, bedrooms, baths, whatever your choose.  Would that help you to decide if there is a home, townhouses, condo or other property suitable for your needs?  I don't hide listings so you will be forced to drive around.  If you are like me, you prefer the Web to search for your self and narrow the market, thus a timesaver for everyone.  My goal is to help simplify the process and share the benefits of home ownership.

I value your time.  Check the link below if you are ready to look into the mortgage information available on the Web.  Call or E-mail me when you are ready.

Sue's Mortgage Information and Calculators

See If You Qualify For A Mortgage

Sorry, your browser doesn't support Java(tm).

Yes, I am going around in circles, but you don't have to, I can help! 

Thoughts For First Time Home Buyers-Do You Have The Answers?

Check out the MLS for active homes on the market.

Determine how much home you can afford or prefer to buy.

Identify mortgage rates and types of mortgages.

What information and documents you will need to apply for a loan?

Understanding the buying process.

Things to avoid when buying.

All those Legal Documents.

I can help.  

Buying a First Home is a big step-a bit scary but very exciting.

Here are some tips to help you with the process of becoming your own landlord.

Pre-qualify for a loan
Being pre-qualified for a loan determines how much house you can afford. It also allows you to move more swiftly when you find the right house, especially when you aren't the only interested buyer.

Shop for mortgage rates and terms
A difference of even half a percentage point can make a huge difference in how much you pay over the life of a loan. For example, the difference in the monthly payment on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month. Over 30 years, that's $12,600.

Using a buyer agent
A buyer agent is legally responsible for representing the buyer's interest in a real estate transaction. Generally, the buyer agent is compensated by the seller at the time you purchase a new home. There are some limitations to using a buyer agent, however. Before you decide, have a Realtor explain the advantages and disadvantages of using a buyer agent.

Features that help or hurt resale value
In some areas, a swimming pool actually detracts from a home's value and makes the home harder to sell. In neighborhoods with two-car, attached garages, a single-car or detached garage may impact the home sale and future value. Your Realtor can point out features that hurt, as well as those that help, resale value.

sue@suehgibson.com